Credit Score

Our Credit Scores category is a comprehensive resource for anyone looking to understand how credit scores work in New Zealand. This category will provide readers with insights on the factors that impact their credit scores and how to improve them. Readers will find a variety of articles related to credit scores, including how to check credit scores in New Zealand, understanding credit report errors, and the importance of maintaining a good credit score. The articles in this category will also cover topics such as the impact of missed payments, loan applications, and credit utilisation on credit scores.

12/06/2023 7 Truths About No Credit Check Loans & Loan Scams

No credit loans might seem like a great idea, but are they really? As the old saying goes, if it’s too good to be true, it probably is 🥸. Let’s break it down and have a look. If a finance company is offering no credit checks, why would that be? Credit checks are part of the process to protect the lender, and also to protect the consumer from getting into even more debt. It’s a form of tr...

02/05/2023 How to Improve Your Credit Score in 6 Months or Less

I. Intro - Improve Your Credit Score If you're like many Kiwis, you may not be paying much attention to your credit score. I mean, who does? But here's the thing, your credit score is an important three-digit number that can ruin your financial life. It can impact whether you get approved for loans, credit cards, apartments, and even jobs. If you've just moved to New Zealand, you'll understand ho...

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04/04/2023 5 Common Mistakes to Avoid When Applying for a Loan in New Zealand

Applying for a loan can be a daunting process, especially if you're new to it. In New Zealand, there are many options available for loans, ranging from personal loans to mortgages. However, there are also some common mistakes that borrowers make when applying for a loan. In this article, we'll discuss five common mistakes to avoid when applying for a loan in New Zealand. Not researching the...

18/11/2022 How Does a Credit Score Work In New Zealand? Your 4 Minute Guide.

A credit score in New Zealand is a number which represents your creditworthiness. The higher the score, the more likely you are to be approved for a loan or credit card. How does it work? Find out here in this 4-minute guide! Why is my Credit Score Important? A credit score is a number that represents your creditworthiness – i.e., how likely you are to repay a loan. The higher your s...

21/04/2022 5 Benefits of A Good Credit Score – Christchurch loans

While everyone will be aware of the concept of credit scores, there is some confusion and misinformation regarding the benefits of a good credit score. Christchurch loans agencies, such as QuickLoans, appreciate that not everything is straightforward, and there can be some challenges. Before we look at the benefits of a good credit score, it […]

09/09/2021 8 Ways to Improve Your Credit Score

Are you looking to purchase a new vehicle, apply for a bridging loan, start a business, or getting ready to move into a new home? Then it’s time to begin taking steps to improve your credit score. A higher credit score increases your chances of approval for all manner of loans, allowing you to apply […]