Tiny Home Finance

Tiny Home Finance

Securing Tiny Home Financing can be a complex and daunting task, given that most tiny homes are categorised as vehicles, making them ineligible for traditional home loans.

Quick Loans offer tiny home financing options up to $150,000 from 12% with repayment terms available up to five years.

Why Finance Your Tiny House With Us? 

• Flexible payment plans and competitive rates
• Fast & easy application
• No exit or early repayment fees

How Do You Qualify For a Loan To Finance your Tiny Home?  

To qualify for any tiny home finance, you need to:

• provide collateral or security, in which case the tiny home will be your security.
• You need to be over 21 (unless you have a suitable guarantor who is over 21).
• You should have a reasonable credit history.
• You must be able to make the payments on your loan.
• You must live in NZ and be a NZ Resident or NZ Citizen (or have guarantors who are)

Applying is fast, secure and easy. 

With a simple online process, it’s the easiest way to make your tiny house dream a reality.

Interest rates range from 12% p.a, and unlike a fixed rate home loan, you can make early repayments whenever you like or pay off the whole thing off without penalty.

New Zealand Building Performance Guidance on Tiny Houses

Tiny House Building Guidance

The New Zealand Building Performance Authority has released new guidance around what rules apply and what requirements to consider before building a tiny house. You can learn more over on their website.

Need Design Inspiration?

The Kiwi Tiny Homes websites provides expert tips from a reputable tiny home builder. Topics range from design considerations and cover all the essential factors that you should keep in mind before embarking on a tiny home project.

As the tiny home revolution continues, the number of building companies specialising in tiny home builds are also increasing. There’s a close-knit community of tiny home dwellers across social media platforms, sharing their experiences and giving tips and inspiration from around the world.

Another option is to visit the Tiny House Expo between 11 – 13 August 2023 at the Auckland Showgrounds. 

Top tip: If you want to test the waters of tiny living, how about a trial run in your own home? Try marking out a small space that fits a portion of your kitchen, bathroom and living room and see how you go living within the area for 24 hours.

For a true experience, there are a few tiny accommodation homes available to book across New Zealand and a perfect way to immerse yourself in the lifestyle, plus enjoy a getaway at the same time.