Motorhome Finance NZ
Thinking about motorhome finance? Life’s too short not to chase adventures, right? With our loans for campervans, we specialise in financing pre-loved gems that are ready for their next adventure. If your dream is to hit the open road and see what beauties our beautiful country has to offer, we’ve got you covered with our loans for both campervans and motorhomes.
$1,000 – $150,000
100% Online Application
It’s easy. Only 6 mins
In just 60 mins*
Calculate Repayments For Motorhome Finance
Use our finance for campervans calculator to discover the repayments you can afford to borrow. We ask for a 10% deposit on your motorhome purchase, which acts as security or collateral. We can then spread the remaining funds across 48-60 month repayments. Our loans for campervans are subject to credit checks in accordance with the responsible lending code of NZ.
Great, here’s your calculation
Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week
$30 per week
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* The above is an approximate loan duration based on assumed adequate security collateral, job security, income, residence situation and positive references.
Before You Finance Campervans – Must Read
Loans for campervans can feel like a massive job or even a boring one, but it’s essential to do your homework BEFORE you get the cash. The first thing to remember is to ensure there’s no money owed on the vehicle you’re considering. There are several NZ sites like CarJam and Checka that provide comprehensive reports on any outstanding security interests.
The next tip is to have a thorough check of the campervan’s condition. Remember, it’s not just about the appearance; check for any hidden damages, uneven paint-work could mean there’s been a bogging job, hiding a previous accident or rust. Ensure the appliances work and always take it for a test drive. In fact, it’s best to get a compression test from a mechanic. While you’re doing this, it’s a good time to sort your finances to actually buy your motorhome!
Why Choose Us For Motorhome Finance, NZ?
We understand that not everyone has a sack of cash under their bed for that perfect campervan. But don’t worry, that’s why we’re here! We’re all about providing quick and easy finance for campervans, so you can start your journey sooner than you can say “Sweet as!” Plus, when you invest in a motorhome, it’s a form of security in itself, making it a safe item for us to want to fund.
Affording The Repayments
The beauty of financing a campervan is that you can rent your home out while you’re away. So if it’s time to discover Aotearoa in all of its glory for an extended period of time, such as 6 months, then you can offset the cost by renting your home out. The best thing to do prior to your application to finance your campervan is to get a rent appraisal. If you add this appraisal to the application, it shows any lender the additional income you’ll receive and affordability of your repayments.
Here’s how we can help with financing
- Speedy, Reliable and Easy Motorhome Finance – NZ: Simple application and lightening fast approval!
- No Pothole Surprises: Our campervan loans are as smooth as a freshly paved road. No bumps, no hidden fees, just clear terms and conditions.
- Transparent Terms: We put everything on the table – no fine print, no nasty surprises. You’ll know exactly what you’re signing up for with our motorhome finance, NZ.
- Flexibility at Full Throttle: Offering personal loans for campervans with terms from 12 to 36 months, we’re all about bending the road to suit your journey.
- Competitive Rates: Our interest rates don’t bite! Designed to keep your budget on track, they’ll leave you smiling all the way to your next destination.
- Secured Dreams: Our loans for campervans and motorhomes are secured against your new ride. Less stress, more security – that’s our promise to you. We’ve got your back, with manageable repayments when it comes to finance for campervans.
So jump into the driver’s seat and take control of your adventure with Quick Loans. Apply today for our finance for campervan and let’s get this road trip started! Remember, at Quick Loans, we’re not just about loans for campervans, we’re about giving people the leverage they need for a better life.
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FAQs About Loans For Campervans
What should I look for when buying a second-hand campervan?
Before you get your finance for campervans, you’ll want to do some digging! Start with the basics like mileage and service history. A well-maintained campervan will have regular service entries in its logbook. Check the condition of the engine, tyres, brakes, and batteries. Also, don’t forget to inspect the interior!Look for any signs of leaks, mould, or damage.
How can I check if the campervan is mechanically good to go?
If you have a mechanic as a friend, or someone who knows their way around an engine or two, we suggest bringing them along! It’s important to get a trained eye to check over things mechanically before you buy anything! You don’t want to be driving along and then breakdown with no clue in the world how to fix it!
Should I consider the campervan’s kilometers?
Yes, the kilometers can give you a good idea of how much the campervan has been used. However, don’t let a high kilometer number put you off completely. If it has been well looked after over the years and it’s a good brand, it is more than likely still good to go! Just like an old land cruiser, if they are well maintained, they will last a lifetime! So don’t stress if the km’s are high, focus on how it has been looked after.
How can I make sure I’m getting a decent price?
It’s always a good idea to check out how much all campervans and motorhomes are being sold for in your area. Some good places to check your Facebook Marketplace or Gumtree. Search the same or similar campervans and see where the one you are interested in sits. Some people might inflate the price in the hopes that people won’t do their research!
How do I apply for campervan loans with Quick Loans?
It’s as easy as! Jump onto our application page here! And just follow the prompts! You’ll need to provide some basic information about yourself and your financial situation, but don’t worry, it only takes 6 minutes to complete.
I have a bad credit score. Can I still apply for campervan loans?
We get it! A low credit score doesn’t always tell the full story. We do take credit scores into consideration, but we actually want to know your whole story! So, don’t let a less-than-perfect credit score stop you from applying, but be sure to provide supportive information. We can only lend in accordance with the responsible lending code of New Zealand.
What happens if I can’t make a repayment on time?
If you’re struggling to make your repayments, it is so important to call us ASAP! We are here to help you out as much as we can, but we can’t if you don’t let us know! Together, we can come up with a plan moving forward.
Can I pay off my finance for campervan/motorhome early?
Absolutely! If you find yourself in a position to pay off your loan early, go for it! There are no penalties for early repayment at Quick Loans. The best bit for you is that if you pay your loan off earlier, you’ll save in interest.
How long does it take to get approved for a campervan loan?
At Quick Loans, we live up to our name. Our approval process is quick and easy. Once you submit your application, you can expect to hear back from us within as little as a few business hours. Once approved, the money can be in your account as soon as the next business day. Easy as!
Fast and hassle-free, Fast Loans Online With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!