Cash Advance NZ Loans

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$1,000 – $150,000

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100% Online Application

It’s easy. Only 6 mins

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Get Approved

In just 60 mins*

Calculate Your Cash Advance Repayments

Use our cash advance finance calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of NZ.

Great, here’s your calculation

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
EASY APPLY – 6 MINS

$30 per week

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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

A cash advance can be a great solution to urgent money problems. A short-term loan where the money is deposited directly into your account can be a lifesaver if you experience a financial emergency such as urgent car repairs, an upfront rental bond or unexpected bills.

By contrast, a credit card cash advance, where you withdraw cash from your credit card, is one of the most expensive types of loans you can take. Such a transaction attracts a higher interest rate than making a purchase, plus a raft of additional cash advance fees.

A cash advance from a reputable lender such as QuickLoans is a much better alternative. We lend secured amounts from $1,000 to $20,000, and we can often have the money in your account the same day you apply. And unlike a bank, we look for ways to approve you, rather than reasons why we can’t. We work with you to get you the money you need when you need it.

Benefits of a cash advance

A cash advance is a quick injection of cash to get you out of an immediate financial bind and has several advantages over other forms of credit.

  • It’s fast – it can be applied for and approved often in the same day, which makes it extremely convenient if you need the money urgently.
  • It’s easy to get – unlike a bank loan, you don’t need a spotless credit rating to apply for a cash advance because it’s a secured loan (backed by an asset) and your credit history isn’t that relevant.
  • It’s affordable – unlike a credit card, a cash advance from a non-bank lender usually has a competitive interest rate.
  • It’s easy to apply – unlike a traditional loan, there is usually little paperwork involved.

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Fast, Easy Loans For Kiwis

Applying for your new loan is easy. Get access to your digital loan documents with privacy.

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STEP 1

Complete our quick and simple loans online application form in only 7 minutes.

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STEP 2

Your application is assessed by human – not a computer who’ll call you back within 60 minutes.

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STEP 3

If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.

Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.

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FAQs About Cash Advances

What is meant by cash advances?

A cash advance is a loan that is given in exchange for an agreed-upon amount of future income. This could be from a job, benefits, pension or other form of regular income. The loan is then repaid over an agreed period with interest.

How do cash advances work?

A cash advance is a short-term loan that is typically used to cover unexpected expenses or to tide you over until your next payday. The funds are paid into your bank account and you then have until your next payday to repay the loan, plus interest and any fees that may be applicable.

Easy, Fast Loans With Our ‘Digital Signature’ Service

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You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!

Click here to start the process