Blog
Here you’ll find a great resource of money-saving tips and financial information about loans, lending and how to get out of debt.
What a car pre purchase inspection covers in NZ, what it costs, WOF vs full inspection, PPSR and history checks, and what to do when buying a used car.
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Your home could be worth more than you think, and not just as a place to live. But first, let’s answer the question, ‘What is a second mortgage loan?’ For many New Zealand homeowners, years of mortgage repayments and rising property values have quietly built up a significant financial asset. A second mortgage lets you put that equity to work without giving up your existing home loan or the inte…
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You’ve found the right new property or business asset. The numbers add up. But your existing property hasn’t sold yet, and the clock is ticking in a competitive market. That’s exactly the kind of situation bridge financing is designed for. A bridging loan helps you bridge the gap between buying and selling, giving you access to short-term finance when timing doesn’t line up. Whether you’r…
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“How much do I need for retirement?” is a common question among Kiwis. How much is actually enough? The answer isn’t as simple as “save heaps and hope for the best.” Your retirement income target depends on how you want to live, how long you’ll be retired, and whether you’re happy spending every dollar or want to leave something behind. Get it wrong, and you’re either sacrificing too much no…
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Your grandmother probably retired with a pension that covered most of her expenses. Your parents might scrape by with a mix of retirement savings and NZ Super. But what about you? With healthcare costs climbing and pensions becoming as rare as handwritten letters, the typical retirement planning advice doesn’t work anymore. Setting retirement goals isn’t about hitting a magic number. When your …
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The average business drops a whopping $58,000 on a loan for a business vehicle, according to Money.com.au’s 2025 research on thousands of car finance applications. It’s a lot of money. So whether you’re a sole trader looking for a reliable ute or a growing company in need of a fleet upgrade, the right financing approach matters. This guide will break down the different business vehicle f…
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