Managing Debt

Our Managing Debt blog category is dedicated to providing readers with practical insights, expert tips, and strategies for effectively managing their debts. From understanding the various types of debt and their implications to developing a plan to pay off debts, our articles aim to empower readers with the knowledge and tools they need to take control of their financial situations. Whether you are looking to consolidate your debts, negotiate with creditors, or simply better manage your monthly payments, our Managing Debt category has you covered. With a focus on actionable advice and proven solutions, we help readers achieve financial comfort and peace of mind.

17/01/2024 Maximising Your Property’s Value Through Second Mortgages

Introduction: Dream Big, Renovate Smart Ever fancied a designer-style kitchen or a backyard that feels like a personal paradise? Well, turning these dreams into a reality might be within your grasp, especially with second mortgages coming to the rescue. In New Zealand's vibrant property market, second mortgages are not just a trend but a smart strategy for homeowners looking to give their homes a...

21/11/2023 Boosting Your Income: Side Hustles to Help Get You Out of Debt Faster

Introduction Find your side hustle NZ - style. In the land of the long white cloud, debt can often feel like an uninvited guest that overstays its welcome. But what if you could show it the door sooner rather than later? That's where the magic of side hustles comes in✨. In New Zealand, more and more Kiwis are turning to creative and flexible ways to earn extra money. It seems everyone is on the...

14/08/2023 How to Refinance Your Mortgage to Save Money

Refinancing Your Mortgage - The Ultimate Money-Saving Guide Starting the journey of homeownership is truly a massive milestone in life, filled with excitement, responsibility and what feels like a never-ending spiral of decisions. Amongst these decisions, understanding all the differences of your own mortgage is absolutely essential; but not always easy. What if there was an easy way for you t...

12/07/2023 The Benefits and Risks Of Using A Credit Card For Business Expenses: Is It Worth It?

Introduction: Business Credit Cards - Game Changer Or A Big Risk? Have you ever stopped to think about the power that little bit of plastic in your wallet holds for your business? Well, listen up! A business credit card isn't just a fun and sometimes impulsive way to buy shiny things. It's a nifty financial tool that can help you keep your business's cash flow in the green, track your outgoings, ...

22/06/2023 What to Do When You Can’t Make Your Loan Payments: Your 5 Minute Guide

Introduction Life is literally like a rollercoaster. Sometimes you're having the time of your life with the ups, and other times you're down in the gutter with the lows. Experiencing financial hardship can feel like one of the lowest of lows! It can truly feel like the debt in your life is piling higher and higher. Like you’ll never escape it. As much as you might want to put your head in the s...

12/06/2023 7 Truths About No Credit Check Loans & Loan Scams

No credit loans might seem like a great idea, but are they really? As the old saying goes, if it’s too good to be true, it probably is 🥸. Let’s break it down and have a look. If a finance company is offering no credit checks, why would that be? Credit checks are part of the process to protect the lender, and also to protect the consumer from getting into even more debt. It’s a form of tr...