Borrow
$1,000 – $150,000
100% Online Application
It’s easy. Only 6 mins
Get Approved
In just 60 mins*
Try our Quickloan Calculator
Use our New Zealand online loan calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, and we then spread the rest across 48 months.
Your data is secure
Trusted by
Our customer rating
4.6/5
* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.
Fast personal loans online – For life’s unexpected events or unmissable opportunities!
Fast personal loans are the perfect answer to cover any loan amount whether it’s a big expense, or even if you just need a small top-up. Offering a straight-forward fixed interest rate and a simple repayment schedule, a personal loan from Quick Loans is tailor-made to fit the realities of your budget and needs of your life.
There are many reasons why you may need a little extra financial help from time to time. A personal loan can help you cover urgent school fees or medical bills, moving house or renovating the house, even a holiday or a new car.
And with our fast and fuss-free online loan application process, you’ll be on your way to peace of mind in no time.
Quick Loans offer flexible, affordable personal loan options to cover most situation and, most importantly, we do it fast. Once we’ve processed your application, you’ll have an answer within 60 minutes. Once you have secured your personal loan, you can use the funds however you choose.
Our Approach – Simple, Personal and Fast Loans NZ Wide
Like all of our lending processes we assess your loan capability responsibly and professionally. If a fast personal loan isn’t right for you, we’ll help you explore other options like a debt consolidation loan or car loan. It’s how we ensure our customers never take on loans they can’t repay or get themselves into a stressful situation.
At Quick Loans we’re proud to say many of our customers find us through word of mouth and referrals. Happy clients talk – and it’s because of this we have established a reputation as a trustworthy and responsible lender.
Where banks generally just see numbers, we see people. We’re a team of very real humans – with years of experience behind us…
We don’t charge exorbitant rates and we don’t lend to those who can’t afford to repay the loan. It’s a perspective that can often set us apart. It’s how we do things differently from the big lenders.
Where banks see numbers, we see people. We’re a team of real humans with years of experience behind us – and a passion for our customer’s success in the future.
A fast personal loan is often a way to avoid dipping into your savings when there’s a big expense to cover. We can help you protect what you’ve worked hard for, whether it’s your nest egg or your home or car. We’ll help you find the right option to ensure you can hold onto the things that are important to you¬—like your nest egg, home or car— without getting yourself into an irresponsible financial situation.
Applying For A Fast Personal Loan
To correctly assess your eligibility criteria, we will need to access your financial information. You have these responsibilities to ensure our lending process can run quickly and smoothly.
- You must have a reasonable credit history. We understand if you’ve had the occasional difficulty in the past. After all, everyone can go through the odd tough time here and there. But we need to know you can and will pay back your loan.
- You must not have any current payday loans. This can greatly impact your ability to service a loan moving forward.
- You must provide bank statements showing an acceptable level of financial stability
- You must also have a current drivers licence or passport for identification purposes. It is important to us that you get your cash as quickly and conveniently as possible. When you apply for personal loans online, you won’t have to leave the comfort of home – everything can be sorted quickly and easily.
What Do You Need A Loan For?
Here’s how some of our clients have used a personal loan to get where they need to go…
Moving on up
David drew down a loan for $8,000 to help with his various moving costs.
Doing up, selling up, moving on
Ellie borrowed $8,000 to undertake important home renovations before putting her house on the market.
Making the most of the great outdoors
Tania got approved for a loan to purchase a camping trailer for $6,000.
Working smarter over lockdown
Kerry purchased office furniture with a $2,000 personal loan so she could work from home efficiently during the Covid lockdown.
Optimising the online business
James borrowed $10,000 to develop a new website for his business.
Accelerating the car purchase
Allie financed a car purchase for $8,000 with a Quick Loans personal loan.
Building a better future
Mike got a loan for $2,200 so he could upgrade the tools he needed for his building work.
Securing the right rental
Cheryl was approved for a $2,000 personal loan to cover bond and for moving into new rental accommodation.
Looking after loved ones
Jessie borrowed a $1,000 personal loan to take her pet to the vet for an urgent treatment.
Getting on the road again
Sarah had to urgently get her car fixed. She came to Quick Loans and borrowed $2,300 for car repairs.
* Please note: Names have been changed to protect the privacy of our clients.
NZ Customer Reviews
Fast, Easy Loans For Kiwis
Applying for your new loan is easy. Get access to your digital loan documents with privacy.
STEP 1
Complete our quick and simple loans online application form in only 7 minutes.
STEP 2
Your application is assessed by human – not a computer who’ll call you back within 60 minutes.
STEP 3
If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.
Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.
APPLY NOWHere are our fast personal loan FAQs
What conditions apply?
You can easily view our full terms and conditions here. But a quick answer for you is that you need to meet our lending criteria, which is in line with the responsible lending code of New Zealand. You need to make payments on time to avoid default penalty charges and you will need to provide a deposit on the items that you’re purchasing.
What is the maximum loan term?
Quickloans offers maximum loan terms of 48 months, but this depends on the item you are purchasing and its value. Often, we’ll shorten the loan term so you’re out of debt faster.
What are your fees?
You can view our full fees, establishment fees, terms and conditions, payment terms and more by scrolling to the footer of this page, and clicking the links labelled interest rate and fees.
How private is my information?
You can view our Quick Loans privacy policy in the footer of this website.
Easy, Fast Loans Online With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds without even leaving your house. In addition to our straight forward online application process, our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today! Click here to start the process.