Equipment and Asset Finance NZ

Asset Finance is a great step to build your business and invest in business assets. The asset itself often acts as security, making it a win-win for everyone. This flexible asset financing option can cover a wide range of assets, from a fleet of cars and other vehicles, new or used, to business equipment and tools. Asset and business finance can be what propels your business to the next level! It can even provide bridging loans for commercial property purchases, working capital and other lending solutions to ensure an increase in cashflow. So, whether you’re looking to upgrade your business, invest in new tools, or bridge a gap in your property financing in a flexible way, Quick Loans is here to help you as a lender, to secure the assets you need to succeed through business asset finance and to help your business grow!



$1,000 – $150,000


100% Online Application

It’s easy. Only 6 mins


Get Approved

In just 60 mins*

Calculate Your Asset and Business Needs Finance Repayments

Use our asset finance calculator to determine the repayments you can afford how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security. We then spread the rest across 60 months with monthly payments. Our fast loans are subject to credit checks in accordance with the responsible lending code of NZ.

Great, here’s your calculation

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins

$30 per week

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* This is an approximate loan duration based on assumed adequate security collateral, job security, income, residence situation and positive references.

Before You Jump In To Secure Asset Finance, NZ – Here’s The Low Down

Tip 1

Alrighty then! Asset finance in NZ might seem like a massive job, but it’s all about getting your ducks in a row before you kick off. First up, make sure there’s no dosh owed on the asset or multiple assets you’ve got your eye on. There’s a bunch of NZ sites that can give you the scoop on any outstanding debts like CarJam and Checka. It’s like checking the tide before you go for a surf, you don’t want any nasty rips!

Tip 2

Next, you’ve got to give your asset a good once-over, even if it is a new asset. It’s not just about how shiny it is; you’ve got to look under the hood in depth. If it’s a vehicle, watch out for dodgy paint jobs that might be covering up a prang or rust. If it’s new equipment for your business, make sure it’s all in tip-top shape by giving it a test run! And while you’re at it, get your finances sorted to buy your asset by sorting out your asset financing and begin your business asset finance application. It’s time to grow your business with ease!

So, whether you’re a seasoned Kiwi or just starting out, diving into asset finance doesn’t have to be a big deal. With a bit of prep and the right advice, you’ll be on your way to securing your asset quicker than a kākāpō on a scooter!

Cracking Open the Goodies of Asset Tailored Finance Options in New Zealand

Think of asset finance as MORE than “just a loan”; it could be the answer you have been searching for that can open up opportunities and kickstart growth for your business! Whether you’re a business owner eyeing that shiny new piece of equipment, a contractor needing a reliable ute, or a first-home buyer considering a cosy tiny home, asset finance can give you the leg-up you need.

Financing an asset isn’t just about buying whatever your impulses want; it’s about investing in something that can put money in your pocket, ramp up your productivity, or add a bit of sparkle to your life. It’s a smart move that can pay off big time down the track. And with Quick Loans, you’ve got a friend who knows the ropes of asset finance in NZ, offering flexible terms, rates that won’t make your eyes water, and a fast, easy application process. Our asset finance solutions are structured to match your unique business needs!

Ready to crack open the goodies of asset finance? Give Quick Loans a bell today. 

Any questions, feel free to talk to us before hand!

Why Choose Flexible Quick Loans For Your Asset Finance, NZ?

Looking to finance an asset but don’t have a stash of cash tucked away? No worries at all! That’s where we come in. At Quick Loans, we’re all about providing fast and easy asset finance, NZ style. Whether it’s a piece of machinery, a vehicle, or even a tiny home, we’re here to help you secure it. Plus, when you invest in an asset, it often serves as security in itself, making it a safe bet for us to fund.

Here’s How Quick Loans Can Help with Asset Financing

  • Fast, Reliable and Easy: Simple application and lightning-fast approval for business asset finance!
  • Smooth Sailing: Our asset loans are as smooth as a freshly paved road. No bumps, no hidden fees, just clear terms and conditions.
  • Transparent Terms: We put everything on the table – no fine print, no nasty surprises. You’ll know exactly what you’re signing up for with our.
  • Flexibility at Full Throttle: Offering finance with terms from 12 to 36 months, we’re all about bending the road to suit your journey.
  • Competitive Rates: Our interest rates don’t bite! Designed to keep your budget on track, they’ll leave you smiling all the way to your next destination.
  • Secured Dreams: Our loans for assets are secured against your new purchase. Less stress, more security – that’s our promise to you. We’ve got your back, with manageable repayments when it comes to asset finance.

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If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.

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Here Are Our Asset Finance FAQs

What is asset financing?

Asset financing is a type of loan used to purchase assets such as vehicles, equipment, or property. The asset itself often serves as security for the loan.

How does asset financing work?

It is pretty simple, you get a loan to buy assets for your specific business. You then pay back that loan over an agreed period of time. It is handy because the asset itself often acts as security for the loan. Very similar to how if you purchase a house with a mortgage, the house is the security for the loan if you default. 

What types of assets can I finance?

Quick Loans offers finance for a wide range of assets, including vehicles, business equipment, and tiny homes. Anything that is tangible and can purchased.

What are the benefits of asset financing?

Asset finance can give your business the boost it may need to go to the next level. It can help you manage your cash flow to purchase that equipment you’ve had your eyes on for ages! 

Are there risk with asset finance?

Like absolutely every single financial loan and decision, there are always risks. No one can deny that, however, how you approach the loan and manage it will either increase or decrease that risk. Do your research first on the asset you are wanting to buy, on the loan, and all the details that it entails. Make sure that you are coming into the loan with an informed mindset.

What can’t I use asset finance for?

In most cases asset finance is super flexible, however, it isn’t a free-for-all! The purpose of the loan is to help business owners purchase tangible things such as vehicles, equipment, or machinery. It isn’t typically used to do things like pay wages or cover running costs. This is because in most cases the security for the loan is the actual item that has been purchased, whether it be laptops, cars, or lawnmowers. It needs to be something that can be sold if the payments are defaulted and can not be made.

How do I apply for asset fiannce?

You can quickly and easily apply for asset finance on our website! It is an easy step-by-step process.

Fast and hassle-free, Fast Loans Online With Our ‘Digital Signature’ Service


You’re busy. We get that. That’s why you can sign for, and receive your funds without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!

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