ClickCease

Equipment & Asset Finance NZ

Asset finance without the red-tape to leverage and build your New Zealand business. Our flexible asset financing caters for a range of investments, including a fleet of cars, vehicles, new or used business equipment and tools. When investing in business assets and productivity, our business loan team can provide bridging loans for commercial property purchases, working capital and other lending solutions to assist in cashflow. Whether you’re looking to upgrade, invest in new tools, or bridge the gap in your property financing, Quick Loans is your equipment finance lender. Lending criteria and terms apply.

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4.5 rating with 1,216 Google reviews

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Borrow

$1,000 – $150,000

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100% Online Application

It’s easy. Only 6 mins

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Get Approved

In just 60 mins*

Calculate Your Asset and Business Needs Finance Repayments

Use our asset finance calculator to determine the repayments you can afford how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security. We then spread the rest across 60 months with monthly payments. Our fast loans are subject to credit checks in accordance with the responsible lending code of NZ.

Great, here’s your calculation

LESS THAN 1 MONTH

EASY APPLY – 6 MINS

$30 per week

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Our customer rating

google-logo-reviews 4.6/5

* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

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Rates

With Quick Loans, our maximum loan term is 36 months, with affordable weekly or monthly loan payments. We offer competitive annual interest rates ranging from 13.95% to 26.98% p.a. depending on the purchase you’re making, your credit rating, and the loan duration. For full details on the loan agreement, including early repayment options, terms and conditions, establishment fees, and default interest rates, please see our Rates and Fees page.

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Terms

Before applying with Quick Loans, it’s important to understand our terms and conditions. By submitting an application, you consent to us collecting and securely storing your personal information. We aim to keep all the information on our website accurate and up to date. If you notice anything that doesn’t look quite right, please get in touch with us in writing and we’ll do our best to correct it promptly. All our loans are subject to the New Zealand Responsible Lending Code.

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Security

Your personal information is protected with end-to-end encryption across all our web forms, keeping your data safe and secure throughout the application process. We handle all loan details with a high level of confidentiality, following strict security standards to prevent unauthorised access. We also fully comply with New Zealand’s privacy laws, ensuring you have complete transparency over how your data is collected, stored, and used. We don’t share your information with third parties without your consent. To learn more, please read our Privacy Policy, which outlines exactly how we protect and manage your personal information.

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NZ Customer Reviews

Rated 4.5 out of 5 stars based on 1255 customer reviews.

Fast, Easy Loans For Kiwis

It’s easy to get a loan for your needs. Follow the loan application process below to apply.

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STEP 1

Complete our online loan application form in as little as 6 minutes, we promise!

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STEP 2

Your application will be assessed by a human – not a computer. You’ll hear back in as little as 1 hour. We’ll explain the interest rate and repayment schedule, as well as the methods on how you can repay the loan.

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STEP 3

If your loan is approved, you’ll get access to the digital loan documents following the NZ responsible lending laws, and the money will be deposited in your account within 24 hours.

Getting started takes only 6 minutes.

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Here Are Our Asset Finance FAQs

What is asset financing?

It’s a type of loan used to purchase assets, such as vehicles, equipment, or property. The tangible item itself often serves as security for the loan. Security is often asked for from the finance industry, so when the item you’re buying retains a high value with minimal depreciation, lenders view this as favourable to the lending criteria.

How does asset financing work?

It’s very simple. You get a loan to buy assets for your specific business. You then pay back that loan over an agreed period of time. It is handy because the asset itself often acts as security for the loan. Very similar to how you purchase a house with a mortgage, the house is the security for the loan if you default.

What types of assets can I finance?

Quick Loans offers finance for a wide range of assets, including vehicles, business equipment, and tiny homes. Anything that is tangible and can be purchased.

What are the benefits of asset financing?

Asset finance can give your business the boost it may need to go to the next level. It can help you manage your cash flow to purchase that equipment you’ve had your eyes on for ages!

Are there risk with asset finance?

Like every single financial loan and decision you make, there are always risks. No one can deny that, however, how you approach the loan and manage it will either increase or decrease that risk. Do your research first on the asset you want to buy, on the loan. Make sure that you are applying for the loan with an informed mindset.

What can’t I use asset finance for?

In most cases, we can fund your purchase in a flexible way, however, it isn’t a free-for-all! The purpose of the loan is to help business owners purchase tangible items such as vehicles, equipment, or machinery. It isn’t typically used to do things like pay wages or cover running costs. Why? Because in most cases, the security for the loan is the actual item that has been purchased, whether it be laptops, cars, or lawnmowers. It needs to be something that can be sold if the payments are defaulted and can not be made.

How do I apply for asset finance?

You can quickly and easily apply for asset finance on our website! It is an easy step-by-step process.

Fast and hassle-free, Fast Loans Online With Our ‘Digital Signature’ Service

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You’re busy. We get that. That’s why you can sign for, and receive your funds without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smartphone or a computer, you can apply and get pre-approved today!

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