Easy Loans NZ Up To $20,000* Approval in 60 Mins
Easy loans are a fast solution for your financial needs in New Zealand. Facing a financial emergency and need cash quickly? Easy cash loans may be the perfect solution.
$1,000 – $150,000
100% Online Application
It’s easy. Only 6 mins
In just 60 mins*
Easy Cash Loans Repayment Calculator
Use our easy loans finance calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of NZ.
Great, here’s your calculation
Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week
$30 per week
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Our customer rating
* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.
Apply for Easy Cash Loans in New Zealand
Many people would consider borrowing money to be one of the hardest things you can do. For example, with banks, applying for loans in NZ usually involves going cap in hand (even with a large deposit) and then waiting weeks for approval for a loan that’s often loaded with hidden fees and conditions and could take you years to repay. That’s not the quick cash you were looking for.
In contrast, our easy cash loans take only 6 minutes to apply for online. All you need is your drivers license, or an 18+ card to upload as a photo, as well as a form of security. You could get a preliminary answer within 60 minutes, subject to credit checks and in accordance with the responsible lending code, and then money transferred into your bank account withing 1 working day. It’s easy!
What Exactly are Easy Loans?
Easy loans are designed to provide fast and simple access to cash, making them a popular choice for those in urgent need of funds. These loans are typically smaller in size and are intended to be repaid quickly. They’re a great option for people who need money urgently but don’t want to go through a long and complicated application process with the bank.
Whether it’s for a financial emergency such as car repairs or a long-awaited reward like that dream holiday, Quick Loans NZ provides secured finance cash loans for any purpose. So, if you need to borrow anywhere between $800 and $20,000, make life simple and contact us today via the online loan application form. One of our friendly staff will get back to you after the application process. So, if you need quick cash loans, emergency loans, or debt consolidation, apply now at Quick Loans – the best finance company, with the best customer service.
Benefits of Easy Cash Loans Online
So, what are some of the things that make a loan easy?
- Speed – if you need easy cash loans fast in an emergency, waiting weeks for an answer isn’t an option. An easy loan will provide you with same day approval and transfer the cash loan amount directly into the bank account.
- Affordability – easy loans is one that’s also easy to pay off. The repayment schedule will fit in with your budget and lifestyle.
- Simplicity – easy loans will be easy to apply for online, with minimal hassle and red tape.
- Availability – easy and fast cash loans are available to everyone, regardless of their credit rating or history. As long as you can provide suitable security, you are usually considered loan worthy.
- Open Book Policy – View our annual interest rates, terms and conditions easily by heading to the footer of this page, and if you don’t already know, we don’t charge an early settlement fee. We’re a registered financial organisation and we pride ourselves on being responsible lenders.
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Fast, Easy Loans For Kiwis
Applying for your new loan is easy. Get access to your digital loan documents with privacy.
Complete our quick and simple loans online application form in only 7 minutes.
Your application is assessed by human – not a computer who’ll call you back within 60 minutes.
If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.
Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.APPLY NOW
Easy Loans FAQs
How easy, are Easy Loans? What does it actually mean?
It starts being easy from the moment you apply online. We’ve got one of the easiest application forms in New Zealand that takes only 5-7 minutes to complete for most people. As long as you are approved, and in accordance with the responsible lending code NZ, you’ll get transferred the funds same-day, which usually ends up in your account the next working day. It’s that easy.
Do I need to provide security?
Yes, you do. We require security and if you’re buying an item like a car, we usually only loan up to 90% of the value. You’ll need a deposit, also.
How Do I Apply?
Applying for an easy loan is a straightforward process that should only take you around 6 minutes assuming you have the right documents to upload. You’ll need to provide some basic personal and financial information, which we will use to determine your eligibility for the financing. If you’re approved, you can expect to receive the money within a day or two. Start by pressing apply now.
Are there any downsides to easy financing loans?
As with any personal loan, easy loans have some downsides to consider. Because they’re designed to be repaid quickly, they often come with higher interest rates than other types of loans like mortgages from the bank. Additionally, failure to repay the loan on time may result in additional fees and charges.
Easy cash loans from any lender are a great option for people in need of quick cash in New Zealand. However, it’s essential to read the terms and conditions carefully, understand the interest rates and fees, and ensure you’re able to repay the loan on time to avoid any additional costs.
How quickly can I expect to receive my funds if I apply for an easy loan through QuickLoans.co.nz?
QuickLoans.co.nz aims to process applications for easy loans as quickly as possible. If your loan application is approved before 4:30 pm on a business day, the funds could be transferred to your bank account on the same day. However, this is subject to individual banks’ processing times, and it could take longer in some cases.
What types of documentation do I need to provide in order to apply for an easy loan?
To apply for an easy loan through QuickLoans you’ll need to provide some basic documentation, including proof of identity, proof of address, and proof of income. You can upload these documents through the online application form, or you can email them to QuickLoans.co.nz.
Are there any fees or charges associated with taking out an easy loan through QuickLoans.co.nz?
Yes, as per nearly all personal finance companies in New Zealand, there are fees and charges associated with taking out a finance agreement. These may include an establishment fee, a monthly account fee, and default fees if you miss a payment. The fees and charges will depend on the amount you borrow and the term of your loan. You can find more information on the fees and charges here.
Easy, Fast Loans With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!Click here to start the process