Loan Types | Personal, Business & Mortgage Loans | Quick Loans NZ

Loan types

Get a loan from $1,000 to $20,000 and have the funds in your account tomorrow.

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Borrow

$800 to $150,000

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100% Online Application

It’s easy. Only 6 mins

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Get an answer

Usually within 24 hours

Car Loans, Bills, Emergencies and more…..

QuickLoans can provide quick cash for whatever circumstance life has thrown at you, subject to the responsible lending code and affordability. With easy online application in just 5 minutes and a fast decision within 60 minutes. Once approved, your funds will be in your account in 24hrs…….or less.

Find out which type of loan is best for you by clicking one of the links below.

Personal Finance

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Beneficiary Loans

Quick, Easy loans for beneficiaries. Apply online for extra cash with us.

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Cash Advance Loans

Short term loans for emergencies. Get cash in your account within 24 hours.

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Cash Loans

Free up your cash flow with our cash loans. Loan applications take 6 minutes.

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Debt Consolidation Loans

Make your debt feel easy. Conssolidate your loans into one monthly payment.

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Easy Loans

Want an easy, stress free loan? We keep it simple at QuickLoans.

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Emergency Loans

We have you covered in an emergency, Apply online in 6 minutes and get cash fast.

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Fast Cash Loans

Apply in 6 minutes, approval within 1 hour, and cash in your account the next day.

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Finance Companies

A great finance company with our clients at the heart of what we do.

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Quick Finance

Some of the fastest loans on the market. Get quick finance with us.

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Instant Loans

Loans approved and cash in your bank account within 24 hours.

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Online Loans

Fast application online loans, with easy digital signature service.

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Personal Loans

Personal loans with competitive interest rates, so you can live life your way.

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Personal Finance

Personal finance with repayment terms tailored to you.

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Same Day Loans

Easy application loans with fast approval and cash in your account.

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Short Term Loans

Short term finance solutions from $1000 to $20,000, with repayment terms from 6 to 36 months.

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Small Loans

Small loans at competitive interest rates as little as 9.95%.

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Loans For Unemployed Kiwis

Easy beneficiary loans for New Zealanders on benefits.

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Property Finance

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Bridging Loans

Buy your next property whilst waiting to sell your old one.

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Second Mortgages

Free up your cash flow and get a second mortgage with QuickLoans.

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Tiny Home Finance

Join your fellow kiwis and buy a tiny home with the support of our finance solutions.

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Business Finance

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Business Loans

Solve your temporary or seasonal cash flow issues with our business loans.

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Equipment Financing

Level up your business with state-of-the-art equipment upgrades.

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Vehicle Finance

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Asset Finance

Get a new fleet of cars for your business with our competitive asset finance.

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Car Loans

Upgrade your ride with our fast and easy car loans. Apply online today.

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Motorhome Finance

Embrace the open road with the help of our camper van finance.

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Talk To Us About Your Loan

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APPLY NOW

Apply for a QuickLoans loan today and you’ll…

  • Get approved fast and receive your funds within 60 minutes

    Once you submit your application, a friendly QuickLoans rep will contact you within 60 minutes (during business hours). They’ll let you know how much you can borrow, and at what rate. Once you’re happy with the details you’ll get the funds within 24-hours, and often much sooner.

  • Save hundreds (or thousands) of dollars on interest…

    Why pay more than you have to? Our rates are some of the most competitive in New Zealand and could save you hundreds (or thousands) in the long run.

  • Get a loan even if your credit history isn’t perfect…

    We understand everybody misses a bill from time to time and we won’t hold it against you. If you can afford your loan repayments and have something that we can secure your loan against we’ll do our best to help.

  • Talk to a real local, not a computer…

    Call us today and you’ll talk to a NZ local in our South Island office, not a foreign call-centre or some computerised hotline. We listen, take time to understand your situation, and work with you to find an outcome that suits your budget and cashflow.

  • Put ZERO dollars down and get the cash you need…

    No deposit? No problem. Getting a flexible loan with zero deposit is easier than you think. We simply need to secure your loan against some collateral (property, car, etc…). Just ask us how.

Try our Quickloan Calculator

Use our New Zealand online loan calculator to determine the repayments you can afford and how much you should borrow.

Please enter a valid loan amount within the available ranges.

Choose your term

Repayment Details

1 YEAR

Your Weekly Repayment

$22.60 PER WEEK

* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

Your data is secure

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Trusted by

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Our customer rating

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* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

Easy, Fast Loans With Our ‘Digital Signature’ Service

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You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today! Click here to start the process.

NZ Customer Reviews

Rated 4.6 out of 5 stars based on 1880 customer reviews.

Fast, Easy Loans For Kiwis

It’s easy to get a loan for your needs. Follow the loan application process below to apply.

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STEP 1

Complete our online loan application form in as little as 6 minutes.

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STEP 2

Your application will be assessed by a human, not a computer. We aim to come back to you within an hour. We’ll explain the interest rate and repayment schedule, as well as the methods on how you can repay the loan.

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STEP 3

Once your loan is approved, funds are typically in your account within 24 hours. Your loan documents are digital and follow NZ responsible lending laws.

Getting started takes only 6 minutes.

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