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Financial Services Advertising Policy Disclosure

Our loans run from six months to five years. All loans have a fixed interest rate which is called an annual interest rate (AIR). Our current AIR ranges from 9.95% to 23.95%. Your AIR is determined by our lending policies and is dependent on your credit profile. We always conduct credit checks and review bank statements before approving loans. Your loan documentation will show applicable credit fees, charges and interest, and these are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Please review our loan calculator and responsible lending pages for further information. As an example, if you borrow $20,000 over three years at an AIR of 13.95% you would pay back $25,628.69 in total. This includes establishment fee of $595 and the $12 monthly administration of $432 and total interest of $4,601.69. We donor charge a no early settlement fee.

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