Instant Loans NZ
Apply Online In Just 6 Minutes

Get an instant loan for quick cash with an ultra fast 6 minute loan application process.  Provided you’ve got a great credit score and a good credit history, we can have cash in your account within 24 hours. Subject to the NZ responsible lending code. 

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4.5 rating with 1,216 Google reviews

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Borrow

$1,000 – $150,000

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100% Online Application

It’s easy. Only 6 mins

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Get Approved

In just 60 mins*

Calculate Your Instant Loan Repayments

Use our instant loan finance calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of NZ.

Great, here’s your calculation

LESS THAN 1 MONTH

EASY APPLY – 6 MINS

$30 per week

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Our customer rating

google-logo-reviews 4.6/5

* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

Looking for a same day instant loan lender?

Quick Loans is here to help with our instant loans facility when unexpected bills arise. Designed to get you out of a jam, fast. We provide secured loans to good customers with a proven repayment history. Our customers get quick cash loan agreements and funds deposited into their accounts almost immediately, so apply online today.

Instant loans from Quick Loans are designed to fill the hole in your pocket at any time you need. You just name it, and we have the funds deposited same day, assuming you have good credit and you can afford the loan payments. We have been helping people with Instant loans in NZ since 2003.

We have also helped people pick up bargain household items and special deals on Trademe. You can get an instant loan of $20,000 instantly subject to the responsible lending code and affordability. We are specialist in our area of finance, and we ensure that your loan gets approved as early as possible, in order to meet your requirements.

Easy online loan application process

With a few simple steps, you can get a fast cash loan, today. Firstly, you can complete the online form in just six (6) minutes from our online application form. Following that, you will get contacted by one of our specialised lenders within the hour. Lastly, you can sign the paperwork electronically with our 100% secure, online electronic signature request form, and you are done. The loan amount will be credited into your desired New Zealand bank account on the same day, subject to the responsible lending code of New Zealand.

We understand the situation in which a person applies for Instant Loan, and we as a team try to co-operate with you likewise. Whether you need extra cash for bills, medical or dental costs, beneficiary loans or moving house, we understand the urgency of Instant Loans and we try our level best to transfer the loan amount instantly. May your wallet and account remain hefty, but, if you face any monetary crisis at any point of your life, Quick Loans is there to help you, always!

Talk To Us Today – Get Instant Finance Today

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Fast, Easy Loans For Kiwis

Applying for your new loan is easy. Get access to your digital loan documents with privacy.

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STEP 1

Complete our quick and simple loans online application form in only 7 minutes.

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STEP 2

Your application is assessed by human – not a computer who’ll call you back within 60 minutes.

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STEP 3

If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.

Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.

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Our most common FAQs on Instant loans

What does Instant mean?

Instant means we’ll process your application on the same day that it’s submitted, assuming it’s Monday to Friday. If successful, you’ll usually get our preliminary approval within 60 minutes, subject to credit checks, etc. Once approved, we transfer the funds, and if you’re with the same bank, the money can appear instantly, if not, overnight.

Is instant financing more expensive than a normal personal loan?

No, not with Quickloans New Zealand. Just because it’s fast, it doesn’t change the interest rates.

How does the loan application process work for instant loans online?

The loan application process for instant loans online is designed to be straightforward and user-friendly. First, applicants fill out an online application, providing essential information such as their income, employment details, and desired loan amount. Our lenders perform a credit check to assess the applicant’s credit history. Once the application is submitted, our Quickloan lenders review the information and can approve the loan in a matter of minutes. If approved, the funds are typically transferred quickly, ensuring borrowers can access the quick cash they need.

What types of instant loans are available in NZ from Quickloans?

There are several types of instant loans we offer, including cash loans, payday loans, and personal loans. Cash loans online are often unsecured, meaning they do not require collateral. Payday loans, on the other hand, are short-term loans meant to cover immediate expenses until the borrower receives their next paycheck. Each type comes with its own interest rate and loan term, so it’s essential for borrowers to compare options to find the best fit for their financial situation.

What factors affect the interest rate of an instant loan?

The interest rate of an instant loan can be influenced by several factors, including the borrower’s credit score, the loan amount, and the loan term. Our lenders assess the risk associated with lending to an individual, and a higher credit score. You can check our standard rates and fees here.

Is instant financing more expensive than a normal personal loan?

No, not with Quickloans New Zealand. Just because it’s fast, it doesn’t change the interest rates.

Easy, Fast Loans With Our ‘Digital Signature’ Service

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You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!

Click here to start the process