Small Loans NZ – Fast Online Approval In 60 Minutes*



$1,000 – $150,000


100% Online Application

It’s easy. Only 6 mins


Get Approved

In just 60 mins*

Calculate Your Small Loan Repayments

Use our small loans NZ finance calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our small loans NZ -wide are subject to credit checks & in accordance with the responsible lending code of New Zealand.

Great, here’s your calculation

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins

$30 per week

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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

Small Loans NZ -Wide

Quick Loans offer small loans fast in New Zealand, which can be vital when financial emergencies arise, such as car repairs, home improvements, unexpected bills, accumulating debts and late rent. A small loan allows you to buy necessities now and pay for them over time without impacting your budget or lifestyle. Apply for a small loan online to cover such expenses is infinitely preferable to paying them on a credit card at crippling interest rates.

We are a finance company offering manageable loans that give you the money you need when you need it, without all the hassle and expense. We provide secured financial loans for any purpose, so if you need to borrow anywhere from $1,000 up to $20,000. We offer small loans NZ -wide to customers with interest rates from 9.95%

We can help at Quick Loans, a financial service provider, with all rights reserved. We have made your loan application process as easy as possible, you can apply online today or call us to talk to one of our team. And remember, you get a loan remember to check out the terms and conditions and lending criteria. 

Quick Loans Offer Secured & Unsecured Loans.

  • Interest rates from 9.95%
  • No early settlement fee
  • Minimum 6-month term
  • 100% online application
  • Fast response confirmation
  • Flexible criteria


Benefits of Small Loans = Fast Loans

The advantages that cash loans offer over applying for a bank loan include;

  • Size – you can borrow as little as $1,000 with our loans, whereas banks usually have a minimum amount of several thousand dollars.
  • Speed – small loans fast, can be approved lightening quick! Often online or over the phone, and you can have the loan amount in your bank account, usually the same day. Credit criteria apply.
  • Convenience – a smaller loan is easier to pay off and can be tailored to suit your budget and lifestyle.
  • Affordability – many lenders charge competitive interest rates and fees for their loans, which are often better than the banks.
  • Simplicity – a smaller loan usually involves minimal paperwork and red tape.
  • Availability – small loans NZ-wide are available to all residents in New Zealand, assuming your credit rating is credit worthy.
  • Flexibility – a personal loan can be used for any purpose without being restricted to a particular purchase.

Talk To Us Today – Get Instant Finance Today


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Fast, Easy Loans For Kiwis

Applying for your new loan is easy. Get access to your digital loan documents with privacy.



Complete our quick and simple loans online application form in only 7 minutes.



Your application is assessed by human – not a computer who’ll call you back within 60 minutes.



If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.

Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.


Here are our small loan FAQs

How do I apply for a small cash loan?

You can apply for a small loan online, over the phone or in person. If you need an answer super fast, then apply online.

How much can I borrow with a small cash loan?

We offer instant finance approval on secured loans from $1,000 to $20,000. The amount you can be approved for is calculated on the value of the security you can offer. We also structure your repayments and loan term to suit your pocket and coincide with your pay-cycle.

How long does it take to get money when applying for small loans NZ?

Once your loan is approved and documentation signed, the money is available in your bank account the next business day. If you need the cash from your small loan urgently, we have a same-day money service and a 24-hour phone answering service outside of regular business hours.

Do I need perfect credit history to apply for a small cash loan?

You don’t need a perfect credit score. As we’re not a bank, we look for reasons to say yes to your loan rather than no. However, we cannot lend to anyone who is currently bankrupt or has recently filed a ‘No Asset Procedure’.

What ID do I need to apply for small loans fast online?

We need to see confirmation of your income, such as a recent payslip or bank statement, proof of your address and some personal identification such as your driver’s licence, passport, bank card or firearm’s licence. We also need to have a current phone number (mobile or landline) and the registration (number plates) of any cars being used as security.

What happens once my small loan is approved?

We prepare the loan paperwork for you to sign. If you cannot come into our office during business hours, our mobile lenders may be able to go to your home or workplace anytime up to 8 pm.

Please note, we will need to see your ID before the paperwork is signed off.

How much would my loan payments be?

Small loan payments start from $20 per week. We work with you to tailor repayments to fit your requirements.

Are there any fees or costs if I change my mind before accepting a small loan?

There are no penalties, fees or costs if you change your mind about accepting the cash loan before signing the agreement.

Does it cost to pay a small loan back early?

No. Early repayment of your loan is free.

Easy, Fast Loans With Our ‘Digital Signature’ Service


You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today! Click here to start the process.