Budget Planning

In this category, readers will find a variety of articles related to budgeting, including creating a budget plan, tracking expenses, reducing unnecessary expenses, and maximising savings. The articles in this category will also cover different types of budgets, such as fixed and variable budgets, and highlight their advantages and disadvantages. Budget Planning category also discusses various tools and resources that can aid in creating and tracking budgets, such as budgeting apps, spreadsheets, and other software programs. Additionally, readers will find helpful tips on how to stick to their budget, avoid overspending, and deal with unexpected expenses.

20/10/2023 How to Have a Cheap Christmas: Your Ultimate Guide to a Budget-Friendly Cheap Xmas

Ah, the sweet scent of pine, the gentle rustle of wrapping paper, and the warm, fuzzy feeling of being with loved ones – it’s the classic Kiwi Xmas we all know and adore! But hey, who says you need to break the bank to soak in all the festive fun? Let’s check out the jolly lanes of celebrating a cheap Xmas, ensuring your pockets stay as full as your heart! Hitting the Sleigh Bells Without t...

19/12/2022 10 Step Guide to budgeting, plus a free budget planner

Whether you're saving up for a big purchase or want to work out your weekly income, it's important to know what you can afford. This 10 step guide will help you figure out your own budgeting plan and includes a free downloadable budget planner too! Basic Rules Of Budget Planning The basic rule of thumb for your income category is to take your paycheck, add any additional income (think ...

13/10/2021 10 Tips to Avoid Holiday Overspending

It’s not unusual that most people can’t avoid holiday overspending. It’s easy to get carried away during the holiday season when you tend to focus on pleasing other people rather than paying attention to your bank balance. Yes, we get it. It’s a beautiful feeling to spread your generosity among the people you love dearly. […]

15/01/2021 Get in front of the school expenses

It’s not only the food bill that gets bigger when your kids transform from mild-mannered minors to lumbering teenagers. In New Zealand, each year, many parents struggle to cover the cost of sending their children to school. While every parent wants the best for their offspring, many families find it hard to meet the demands. […]

15/12/2020 The thought that counts

5 frugal approaches that show big love with little cash As Christmas carols begin to play and the holiday period looms, so too does the growing pressure to find Christmas gifts for friends, family members, colleagues, teachers… and the list goes on. It’s exhausting and stressful. This year why not take a different approach and […]