Small Loans in New Zealand
Quick Loans offer small loans in New Zealand, which can be vital when financial emergencies arise, such as car repairs, home improvements, unexpected bills, accumulating debts and late rent. Small loans allow you to buy necessities now and pay for them over time without impacting your budget or lifestyle. Applying for loans to cover such expenses is infinitely preferable to paying them on a credit card at crippling interest rates.
We are a finance company offering manageable loans that give you the money you need when you need it, without all the hassle and expense. We provide secured financial loans for any purpose, so if you need to borrow anywhere from $1,000 up to $20,000. We offer loans to customers with interest rates from 9.95%
We can help at Quick Loans, a financial service provider, with all rights reserved.
Quick Loans Offer Secured & Unsecured Loans.
- Interest rates from 9.95%
- No early settlement fee
- Minimum 6-month term
- 100% online application
- Fast response confirmation
- Flexible criteria
Benefits of Small Loans
The advantages that cash loans offer over applying for a bank loan include;
- Size – you can borrow as little as $1,000 with our loans, whereas banks usually have a minimum amount of several thousand dollars.
- Speed – small loans can be approved fast, often online or over the phone, and you can have the loan amount in your bank account, usually the same day. Credit criteria apply.
- Convenience – a smaller loan is easier to pay off and can be tailored to suit your budget and lifestyle.
- Affordability – many lenders charge competitive interest rates and fees for their loans, which are often better than the banks.
- Simplicity – a smaller loan usually involves minimal paperwork and red tape.
- Availability – you are more likely to be approved for a small personal loan, even if your credit rating isn’t perfect.
- Flexibility – a personal loan can be used for any purpose without being restricted to a particular purchase.
Applying for your loan is really easy
Complete our quick and simple online loan application form in only 5 minutes
Your application is assessed by a human being – not a computer who’ll contact you within 60 minutes
(during business hours)
If your loan is approved, after completing the documentation you’ll get your money the same day paid into your bank account
Frequently Asked Questions About Small Loans
How do I apply for a small cash loan?
You can apply online, over the phone or in person. If you need an answer super fast, then apply online.
How much can I borrow with a small cash loan?
We offer instant finance approval on secured loans from $1,000 to $20,000. The amount you can be approved for is calculated on the value of the security you can offer. We also structure your repayments to suit your pocket and coincide with your pay-cycle.
How long does it take to get money from a small loan?
Once your loan is approved and documentation signed, the money is available in your bank account the next business day. If you need the cash from your small loan urgently, we have a same-day money service and a 24-hour phone answering service outside of regular business hours.
Do I need perfect credit history to apply for a small cash loan?
You don’t need a perfect credit history. As we’re not a bank, we look for reasons to say yes to your loan rather than no. However, we cannot lend to anyone who is currently bankrupt or has recently filed a ‘No Asset Procedure’.
What ID do I need to apply for a loan?
We need to see confirmation of your income, such as a recent payslip or bank statement, proof of your address and some personal identification such as your driver’s licence, passport, bank card or firearm’s licence. We also need to have a current phone number (mobile or landline) and the registration (number plates) of any cars being used as security.
What happens once my small loan is approved?
We prepare the loan paperwork for you to sign. If you cannot come into our office during business hours, our mobile lenders may be able to go to your home or workplace anytime up to 8 pm.
Please note, we will need to see your ID before the paperwork is signed off.
How much would my loan payments be?
Small loan payments start from $20 per week. We work with you to tailor repayments to fit your requirements.
Are there any fees or costs if I change my mind before accepting a small loan?
There are no penalties, fees or costs if you change your mind about accepting the cash loan before signing the agreement.
Does it cost to pay a small loan back early?
No. Early repayment of your loan is free.