Personal Loans Wellington

For fast and easy personal loans Wellington – wide 



$1,000 – $150,000


100% Online Application

It’s easy. Only 6 mins


Get Approved

In just 60 mins*

Calculate Your Second Mortgage Repayments

Use our second mortgage finance calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of NZ.

Great, here’s your calculation

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins

$30 per week

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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references. Terms and conditions apply.

Our Wellington Loans Service

Quick Loans provides a personal loan service for residents across NZ. We start by speaking to you over the phone, talk about your situation and loan amount.

Our Wellington personal loans are designed to help you to deal with unexpected circumstances and cover any unforeseen expenses. Whether its surprise medical bills, school fees or  vehicle repairs.

Wellington personal loans – Easy loan application for Kiwis

We want loan application for Wellington residents to be easy and as stress free as possible. Living in New Zealands capital residents are used to the hustle and bustle, financial pressure can be a cause for concern but we’re here to provide you with financial solutions that take the worry out of everyday life.  With our personal loans, Wellington, you can have cash in your bank account within 24 hours, once approved.

We don’t believe in hefty fees you might get from other short-term loan companies and we always adhere to he responsible lending code of New Zealand. Making sure that you can afford your loan and do the appropriate credit checks.

If your credit history is a concern, don’t fret! We don’t judge a book by it’s cover so it is always worth giving us a call to see how we can help.

A Wellington personal loan allows you to borrow money for your personal use in order to help you to get through any tough patches. You will need to provide security and meet our Quick Loans lending criteria, meaning that we often have your finance linked to an asset, called a secured loan.

If you are wondering about the amount of collateral needed and how much money can you can borrow, it usually depends on your credit score, as well as your ability to make the repayments. Our loan calculator makes checking this out easy for you or you can always give us a call and chat to our team and we will customise a personal loan Wellington style.

Our Wellington Instant Finance 

These are just some of the many benefits of choosing Quick Loans Wellington.

Lower interest – Personal loans usually come with lower interest rates, paricularly if compared to credit cards, quick cash payday loans and especially overdrafts! You can also consider consolidating any other loans you may have with us into one manageable monthly payment. (At a lower interest rate).

Flexible and Versitile – You can use a personal loan for a variety of purposes, from emergency loans to motorhome finance. Most other types of loans can only be used for a specifically defined purpose where the purchased asset is the security for your loan.

Easy online application – the application can be processed online or over the phone and you can be approved in 60 minutes. When you need cash fast, Quick Loans is here for you.

Say no to lots of paperwork – We’ve made our application process so you can apply entirely online, with this process we have streamlined the required paperwork for our personal loans. Less paperwork, faster approval.

Repayment and Loan Term Considerations

It is always worth asking these questions when considering taking out a personal loan.

  • What is the length of the loan term?
  • Can I choose a longer term at a lower interest rate?
  • Can I repay my loan quicker?
  • Are there any early repayment fees and costs?
  • What fees should I expect to pay when taking out a loan, are any hidden?

Be sure to check out all terms and conditions when choosing your lender.

Our Approach to Wellington Loans

Quick Loans’ Wellington service considers every person individually.

We believe in a personal approach to personal loans and want to help you find the ideal solution for you. We are financial experts and understand the fast paced nature of city life.

We’re here to help with personal loans Wellington – wide, financing businesses, personal loans, debt consolidation and more.

Talk To Us Today – Get Instant Finance Today


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Fast, Easy Loans For Kiwis

Applying for your new loan is easy. Get access to your digital loan documents with privacy.



Complete our quick and simple loans online application form in only 7 minutes.



Your application is assessed by human – not a computer who’ll call you back within 60 minutes.



If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.

Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.


Here are our Wellington personal loan FAQs

How do I apply for a personal loan in Wellington?

If you are looking for a quick and effective way to apply for a personal loan in Wellington simply apply online or over the phone.

Do I have to accept the money straight away?

Although most people want to get their money as soon as possible, your loan approval is valid for 14 days, so you can accept the money anytime during the 2-week period from the time your loan has been accepted.

Will there be any additional fees or costs in case I change my mind and don’t accept the loan?

There are no additional fees, costs, or penalties in case you change your mind before signing the agreement.

In case I decide to pay the loan back early, will there be any additional fees?

No, there will be no extra fees in case of early repayment as it is free for all loans.

Easy, Fast Loans With Our ‘Digital Signature’ Service


You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!

Click here to start the process