Personal Loans Auckland

For fast and easy personal loans Auckland – wide 



$1,000 – $150,000


100% Online Application

It’s easy. Only 6 mins


Get Approved

In just 60 mins*

Calculate Your Second Mortgage Repayments.

Use our second mortgage finance calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of NZ.

Great, here’s your calculation

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins

$30 per week

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* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

Our Auckland loans service

Quick Loans Auckland provides a personal loan service for those who aren’t comfortable with the online application, or need additional help. We can have someone visit you and walk you through the application process. First, it starts with a phone call so we can give preliminary approval advice, and discuss your loan amount. Then we may visit you in Auckland to assist, if need be, to discuss the term of your loan in person.


In-home applications for elderly people.

We can travel throughout Auckland, from Manakau, Mount Wellington, Onehunga, to Glen Eden, Papakura, Manurewa, and as far north as Whangaparaoa, and everywhere in between. Our in home service is ideal for elderly folk, who struggle with computers. We are here to personalise the loan application process for our customers.

Our Auckland personal loans are designed to help you to deal with unexpected circumstances and cover unforeseen expenses, such as school fees, car repairs, medical bills, or any type of family emergency.

Auckland personal loans – What exactly are they?

Let’s face it, the big smoke can be hard to live in financially at times, so we’ve designed Auckland loans that can be approved fast. In fact, you can have cash in your bank account within 24 hours, once approved. We do this to help families who just need a hand until their next pay cheque, without the hefty fees you might get from other short-term loan companies. Of course, our Auckland loans are subject to the responsible lending code of New Zealand, affordability and credit checks.

An Auckland personal loan allows you to borrow money for your personal use in order to help you to get through a tough period. You will need to provide security and meet our lending criteria, meaning that we often have your finance linked to an asset (secured loan).


Security & Collateral

If you are wondering about the amount of security needed and how much money can you actually get for a personal loan, it typically depends on your credit score, as well as your ability to make the repayments. Chat to our friendly team and we will customise an Auckland loan, specific to your circumstances!

Not all personal loans in Auckland are equal!

These are just some of the many benefits of choosing Quick Loans Auckland:

  • Lower interest rates – Personal loans usually come with lower interest rates, especially if compared to credit cards or quick cash payday loans.
  • Flexibility and versatility – You can use a personal loan for a variety of purposes, from consolidating debt to paying off medical bills. Most other types of loans can only be used for a specifically defined purpose, such as a car loan, where the purchased vehicle is the security for your loan.
  • Fast and easy to manage – the application can be processed online or over the phone and the approval period usually doesn’t last longer than 60 minutes. Just what you need when you are looking for a fast and simple solution to a financial emergency.
  • Minimal paperwork – Not only the application process is simple, but the required paperwork for a personal loan is minimal and can be submitted online.

What to Consider Before Opting for a Personal Loan?

There are some factors you need to consider when choosing a loan provider:

  • Will I be able to pay it back? How much money do I need and will I be able to repay the loan?
  • Is the interest rate fixed or variable? Will I always be repaying the same (fixed) interest rate, or could the rate go up (costing me more) or down (costing me less) in case of a variable interest rate?
  • How long do I have to repay the loan? Is it a short-term loan (which usually has a higher interest rate) or a long-term loan where I will have a period of several months to a year to repay the loan?
  • If I decide to, can I pay my loan off quicker? Will I incur any additional fees or costs for making early payments?
  • What are the fees that I will need to pay? Are there any hidden fees that I am not aware of?

Our Approach to Auckland Loans

Quick Loans’ Auckland service includes our staff understanding that everyone’s life and financial circumstances are different, especially in the city of sails, which just happens to be one of the most expensive cities in the world to live in. This is why an individual and flexible approach in the way we offer our loans is essential. We are there to work with you to find a simple and personalized solution that will help you to get the money you need.

We help with loans Auckland – wide, financing businesses, personal loans, debt consolidation and more.

Where to find us? Visit the Quick Loans Auckland office and meet our team!

We are looking forward to meeting you either at our Quick Loans Auckland office, or we can come to you to discuss and work on the best financial solution for you.
In case you prefer online applications methods, you can apply online for a loan by following a few easy steps.

Talk To Us Today – Get Instant Finance Today


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If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.

Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.


Here are our Auckland personal loan FAQs

How do I apply for a personal loan in Auckland?

If you are looking for a quick and effective way to apply for a personal loan in Auckland, visit us at our office in (add the location). Or just simply apply online or over the phone.

Do I need to book an appointment to visit the Auckland office to apply for a personal loan?

Yes, you will need to book an appointment in advance to visit our Auckland office. To book an appointment at the Christchurch branch, call us on (add your phone number) and book your appointment right away.

What documentation should I bring into the Auckland office to apply for a personal loan?

To apply for a loan, you will need to bring confirmation of your income (for example, your bank statement or a recent payslip), proof of your address, and personal identification such as your passport, driver’s license, firearms license, or bank card.

We will also need a phone number we can reach you at, as well as the registration (number plates) of a car(s) that are being used as security.

Do I have to accept the money straight away?

Although most people want to get their money as soon as possible, your loan approval is valid for 14 days, so you can accept the money anytime during the 2-week period from the time your loan has been accepted.

Will there be any additional fees or costs in case I change my mind and don’t accept the loan?

There are no additional fees, costs, or penalties in case you change your mind before signing the agreement.

In case I decide to pay the loan back early, will there be any additional fees?

No, there will be no extra fees in case of early repayment as it is free for all loans.

Easy, Fast Loans With Our ‘Digital Signature’ Service


You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!

Click here to start the process