Personal loan, approved in 60 minutes by friendly New Zealand locals
Do you urgently and quickly need a loan on your account? Did you need money for your personal needs and projects? Do you want to finance your holidays, outings, or leisure? How much do you urgently need? Would you like to buy a new car, new furniture on favorable terms, and quickly?
Quick loans have a solution for you.
A personal loan is a loan with an attractive fixed interest rate, fixed monthly repayment fees apply. If you don’t have the funds you need or don’t want to draw on your savings, you may apply for a personal loan. But what exactly is a personal loan, what can it be used for, and what are the conditions?
It differs from the affected personal loan and mortgage, which are intended to purchase a particular property. The lender must inform you of the importance of your commitments and your right of withdrawal.
At Quick loans, you can find out everything you need to know about the topic. Financing that suits your needs. We cannot ask you for any payment before signing the contract.
In addition to our purchase personal loans (e.g., car loans to buy a car), we also offer you financing solutions to maintain your property’s value.
OK! So you’ve decided you need a loan. But what do personal loans cover, and how does it work?
First up, understand personal loans are, by definition – personal. They are flexible, custom loans to fit your life, budget, and needs. Often referred to as consumer credit, a personal loan is nothing more than a credit agreement. According to this contract, a certain amount of money is made available to a private person, which is then repaid regularly (usually monthly) and in constant installments over a certain period of time. So personal loans are different from a real estate loan, which you can take out to buy a house or apartment. But it cannot be used for living expenses.
This type of loan is granted (or declined) relatively quickly after your financial profile has been checked by the financial institution you applied for the loan, whether you have a clear credit file with no defaults. Another advantage is that a personal loan does not require any equity on your part and has fixed interest rates and fees for the contract’s entire term. This solution can come in handy, for example, when expenses arise suddenly and unexpectedly.
In the diverse range of loans from Quick loans, you will find exactly the personal loans you need right now – whether it is an important purchase, unforeseen bills, or simply a long-cherished dream come true.
It is important to us that you get your personal loan as easily and conveniently as possible. That is why you may apply for almost any loan from us completely online from home. And if you want to buy, renovate or modernize a property, the contact persons in one of our branches are at your side with certain lending criteria terms.
As a result, you can get personal loans for just about anything you could imagine, including…
- Urgent school payment fee
- Looming credit-card bills
- Emergency home repairs
- Moving costs
- Car break-downs
- Holidays and weekend getaways
- New car purchases
- Medical bills
And many more loan types like a Car loan, Travel loan, Wedding loan, Debt consolidation loan, anything.
An affordable loan at the right price.
Not only for your car but also your kitchen, subject to change your furniture, your travels, home renovation, etc. Whether it’s buying a daily consumer good or service (studies, marriage, travel, improvement, maintenance or repair work in your home …) ), or to have extra cash to deal with the little incidents in life, Quickloans provides you with the funds you need anytime after the application form accepted by our friendly staff. The amount, total interest rate, and the repayment fee terms (duration, amount of the monthly payments), repayment options are defined. The loan is repayable according to a schedule fixed in advance and based on fixed installments. Each of these monthly repayment amount includes a portion of the loaned capital, which is added interest rates.
When you apply for a loan through Quick Loans, we’ll look at your situation and provide a loan that meets your needs – with competitive interest rates and secured against a wide variety of personal property.
We’re not interested in giving you more money than you can handle, so we’ll provide your loan in line with guidelines set out by an independent finance ombudsman.
This means when you get a loan from Quick Loans New Zealand, you can be certain you can afford it and that you’ve got a great deal. The main advantage of the quickloans personal loan is its great flexibility since you remain completely free about using the funds granted to you. In fact, unlike the allocated credit, these are not intended for a particular project; you, therefore, have no justification to provide. The formalities for its granting are lightened.
Ready to get started? It takes just 5-minutes to apply online with no application fee or fees apply, and we’ll get back to you within 60 mins after the application process. You could even have your funds or loan amount by the end of today. Terms and Conditions Apply online for a Personal loan calculator.
Finance your special expenses on preferential terms with us.
Apply for a QuickLoans loan today and you’ll…
Once you submit your application, a friendly QuickLoans rep will contact you within 60 minutes (during business hours). They’ll let you know how much you can borrow, and at what rate. Once you’re happy with the details you’ll get the funds within 24-hours – and often much sooner.
Why pay more than you have to? Our rates are some of the most competitive in New Zealand and will save you hundreds (or thousands) over the long run.
We understand everybody misses a bill from time to time and we won’t hold it against you. If you can afford your loan repayments and have something that we can secure your loan against we’ll do our best to help.
Call us today and you’ll talk to a NZ local in our South Island office, not a foreign call-centre or some computerised hotline. We listen, take time to understand your situation, and work with you to find an outcome that suits your budget and cashflow.
No deposit? No problem. Getting a flexible loan with zero deposit is easier than you think. We simply need to secure your loan against some collateral (property, car, etc…). Just ask us how.
Applying for your loan is really easy
Complete our quick and simple online loan application form in only 5 minutes
Your application is assessed by a human being – not a computer who’ll contact you within 60 minutes
(during business hours)
If you’re loan is approved, after completing the documentation you’ll get your money the same day paid into your bank account
Easy, Fast Loans With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!