Apply for Instant Finance in NZ

We all face times in our lives when we need access to money fast. It could be to repair the car or buy another one, pay off a debt, raise the bond for a rental property, or cover unexpected school fees or medical bills. We’ve been helping out with all kinds of finance personal loans. There are a thousand and one reasons why you might need instant finance loans and when you are pressed for time and need the money ‘yesterday’, our team at QuickLoans is here to help. Apply online now and we’ll do our best to process your cash loan application form within a short period of time.

We specialize in providing a range of instant finance solutions and our flexible approach means we will work with you to give you the fastest decision and the quickest turnaround. Unlike many other instant finance companies, we actually look for ways to approve you, rather than finding reasons we can’t. Our competitive interest rates and flexible terms mean your payments are affordable.

QuickLoans provides secured instant finance cash loan for any purpose, so if you need between $1,000 and $20,000, apply now and let us give you an instant finance decision based on our lending criteria and subject to the responsible lending code and affordability.

Benefits of Instant Finance Approval

 The instant Finance company has appointed the best industry consultant and funding facility. Instant finance has a number of advantages over other application forms of credit.

  • As its name implies, it is available almost immediately. Application process decisions can usually be made within a few hours.
  • Because it’s a secured loan (backed by an asset), you don’t need to have a perfect credit history.
  • Unlike credit cards or quick ‘payday cash loans’, you pay a reasonable interest rate.
  • Unlike a mortgage or car loan, it is relatively straightforward, with little extra documentation required.

Factors to consider

There are a number of factors you need to consider before opting for instant finance.

  • Is it urgent? Is your need for the money so urgent that you can’t wait to get it from any other source (i.e. selling an asset or borrowing from friends or family)?
  • Can you afford it? How much do you need and will you be able to pay it back?
  • What is the interest rate? What rate is the lender charging and what will it cost you in total over the life of the loan?
  • Is it fixed or variable? Is it a fixed interest rate (what you’ll always pay) or variable (could go up costing you more, or down costing you less)?
  • How long do you have to pay it back? Is it a short-term loan (often with higher interest) or long term over several years?
  • Can you pay it off quicker? Will your lender penalise you with fees for making extra payments?
  • What fees will you pay? Are there lots of hidden fees attached to the loan which could make it unaffordable?

Apply for a QuickLoans loan today and you’ll…

Get approved fast and receive your funds within 60 minutes

Once you submit your application, a friendly QuickLoans rep will contact you within 60 minutes (during business hours). They’ll let you know how much you can borrow, and at what rate. Once you’re happy with the details you’ll get the funds within 24-hours – and often much sooner.

Save hundreds (or thousands) of dollars on interest…

Why pay more than you have to? Our rates are some of the most competitive in New Zealand and will save you hundreds (or thousands) over the long run.

Get a loan even if your credit history isn’t perfect…

We understand everybody misses a bill from time to time and we won’t hold it against you. If you can afford your loan repayments and have something that we can secure your loan against we’ll do our best to help.

Talk to a real local, not a computer…

Call us today and you’ll talk to a NZ local in our South Island office, not a foreign call-centre or some computerised hotline. We listen, take time to understand your situation, and work with you to find an outcome that suits your budget and cashflow.

Put ZERO dollars down and get the cash you need…

No deposit? No problem. Getting a flexible loan with zero deposit is easier than you think. We simply need to secure your loan against some collateral (property, car, etc…). Just ask us how.

Applying for your loan is really easy

Quick and Simple Online Loan Application Form
step 1

Complete our quick and simple online loan application form in only 5 minutes

Loan Application Assessed by a Human Being
step 2

Your application is assessed by a human being – not a computer who’ll contact you within 60 minutes
(during business hours)

Loan is Approved
step 3

If your loan is approved, after completing the documentation you’ll get your money the same day paid into your bank account


Easy, Fast Loans With Our ‘Digital Signature’ Service

You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today! Click here to start the process.

Our Customers

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