Apply for Easy Loans in New Zealand
Many people would consider borrowing money to be one of the hardest things you can do. With banks for example, applying for a loan usually involves going cap in hand (even with a large deposit and a spotless credit history) and then waiting weeks for approval for a loan that’s often loaded with hidden fees and conditions, and could take you years to repay.
So, What Exactly is an Easy Finance?
By contrast, an easy loan is a hassle-free way to borrow money, where applying is easy, approvals are fast and a less than perfect credit history won’t count against you. And that’s what we specialise in at QuickLoans … fast, easy finance solutions that give you the money you need when you need it.
Whether it’s for a financial emergency such as car repairs or a long-awaited reward like that dream holiday, QuickLoans provides secured finance loans for any purpose. So, if you need to borrow anywhere between $1,000 and $20,000, make it easy on yourself and contact us today.
Benefits of Easy Loans Online
So, what are some of the things that make a loan easy?
- Speed – if you need money fast in an emergency, waiting weeks for an answer isn’t an option. An easy loan will provide you with same day approval.
- Affordability – an easy loan is one that’s also easy to pay off. The repayment schedule will fit in with your budget and lifestyle.
- Simplicity – an easy loan will be easy to apply for online, with minimal hassle and red tape.
- Availability – an easy loan is one that’s available to everyone, regardless of their credit rating or history. As long as you can provide suitable security, you are usually considered loan worthy.
Factors to consider
There are a number of factors you need to consider before opting for instant finance.
- Is it urgent? Is your need for the money so urgent that you can’t wait to get it from any other source (i.e. selling an asset or borrowing from friends or family)?
- Can you afford it? How much do you need and will you be able to pay it back?
- What is the interest rate? What rate is the lender charging and what will it cost you in total over the life of the loan?
- Is it fixed or variable? Is it a fixed interest rate (what you’ll always pay) or variable (could go up costing you more, or down costing you less)?
- How long do you have to pay it back? Is it a short-term loan (often with higher interest) or long term over several years?
- Can you pay it off quicker? Will your lender penalise you with fees for making extra payments?
- What fees will you pay? Are there lots of hidden fees attached to the loan which could make it unaffordable?
Apply for a QuickLoans loan today and you’ll…
Once you submit your application, a friendly QuickLoans rep will contact you within 60 minutes (during business hours). They’ll let you know how much you can borrow, and at what rate. Once you’re happy with the details you’ll get the funds within 24-hours – and often much sooner.
Why pay more than you have to? Our rates are some of the most competitive in New Zealand and will save you hundreds (or thousands) over the long run.
We understand everybody misses a bill from time to time and we won’t hold it against you. If you can afford your loan repayments and have something that we can secure your loan against we’ll do our best to help.
Call us today and you’ll talk to a NZ local in our South Island office, not a foreign call-centre or some computerised hotline. We listen, take time to understand your situation, and work with you to find an outcome that suits your budget and cashflow.
No deposit? No problem. Getting a flexible loan with zero deposit is easier than you think. We simply need to secure your loan against some collateral (property, car, etc…). Just ask us how.
Applying for your loan is really easy
Complete our quick and simple online loan application form in only 5 minutes
Your application is assessed by a human being – not a computer who’ll contact you within 60 minutes
(during business hours)
If you’re loan is approved, after completing the documentation you’ll get your money the same day paid into your bank account
Easy, Fast Loans With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!