Fast, affordable short term funding solutions for you or your business.
Sometimes the timing of payments is inconvenient, and you’re waiting for cash to come in, but have bills or other expenses that you need to cover now? Quick Loans offer bridging finance to ensure that you can pay for what you need in the time that you need it.
Whether you’ve found your dream home but are still waiting to sell your current property, or you’re a small business owner waiting on your customers to pay their invoices so that you can settle with your suppliers or purchase a new piece of equipment. If this sounds like you, a bridging loan from Quick Loans could be just what you need.
If you need a bridging loan to assist your finances, Quick Loans can help you. Our quick and convenient service means you can act as swiftly as you need to subject to the responsible lending code and affordability. Apply for a bridging loan today, and we can assess, approve and have your loan in your account within 24hrs, often even sooner.
At Quick Loans, we provide personal loans from $1,000 upwards.
- Interest rates from 9.95%
- No early settlement fee
- Minimum 6-month term
- 100% online application
- Fast response confirmation
- Flexible criteria
Quick Loans Responsible Lending Approach
Take out a bridging loan with us, and you’ll get personal service from an experienced lender who’ll focus on your ability to repay a loan now and not your past credit history. You’ll get a loan with a competitive interest rate and flexible repayments to suit your budget and cash flow.
Apply now by completing our simple online application form. We’ll get back to you within 60 minutes (during business hours) to let you know how Quick Loans can help you achieve your goals with our short term finance options while you wait for your own funds to arrive.
Applying for your loan is really easy
Complete our quick and simple online loan application form in only 5 minutes
Your application is assessed by a human being – not a computer who’ll contact you within 60 minutes
(during business hours)
If your loan is approved, after completing the documentation you’ll get your money the same day paid into your bank account
Frequently Asked Questions
How can I apply for a bridging loan?
You can apply for a bridging loan online or in person at our office in Christchurch.
How much can I borrow with a bridging loan?
You can borrow up to $20,000 with a bridging loan from Quick Loans. The amount we will approve for you is calculated based on the value of the security you can offer.
What are Quick Loans lending criteria?
- You must be able to offer something as collateral or security for all loans. We only offer secured loans. We will consider most things; vehicles, boats, or property or land. If you don’t have any security, we are happy for a friend or family member to act as your guarantor to provide security on your behalf.
- You need to be over 21 (unless you have a suitable guarantor who is over 21).
- You should have a reasonable credit history.
- You must be able to make the payments on your loan.
- You must live in New Zealand and be a New Zealand resident or a New Zealand citizen (or have guarantors who are).
How do I make loan repayments?
You can make monthly, fortnightly, or weekly payments via direct debit on a regular date that suits you. We can structure repayments for loans secured against assets such as vehicles for up to four years and up to five years for loans secured against property or land.
Can I get a payment protection plan in case I don’t make my loan repayments?
Yes. We recommend that you get a payment protection plan against your bridging loan for peace of mind. Quick Loans offer payment protection for all loans.
What happens once you approve the bridging loan?
- We prepare the loan paperwork, and you have to sign it. Most loan paperwork can be signed electronically from your home or work.
- Please note, we will need to provide your photo ID before the paperwork is signed off.
How much would my repayments be?
Loan repayments start from $15 per week. We work with you to tailor payments to fit your requirements.
Do I have to accept the money straight away?
No. Although most people prefer to get their money straight away, your loan approval is valid for 14 days once approved.
Are there any fees or costs if I change my mind before accepting?
There are no penalties, fees or costs if you change your mind about accepting the loan before signing the agreement.
What if I need to borrow more money once a loan is approved?
Once you’ve built up a good payment record with us (usually after three months of payment history), you may be offered or qualify for loan top-ups.