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Calculate Your Same Day Loan Repayments
Use our same day loan calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of NZ.
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Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week
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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.
If you need to raise money fast, you’ve come to the right place. QuickLoans New Zealand, the best registered financial service provider, specialized in same day loans for any purpose. Your car may need emergency repairs. You may have unexpected or larger than normal bills that must be paid by a certain time.
Whatever you need money for, QuickLoans can help with same day loan (same day cash loan) subject to the NZ responsible lending code and affordability. We lend amounts from $1,000 to $20,000 and you can apply online by filling up an online application form or over the phone and have an answer in just a few hours. That means, in most cases, you will get the money or loan amounts the same day paid into your bank account.
Many other service provider makes you jump through hoops and if you go to a bank, you’ll probably wait weeks for an answer. But at QuickLoans, we work with you to give you the fastest decision and the quickest turnaround to provide you with the best of our same day loans NZ. And unlike some other lenders, we actually look for ways to approve you, rather than finding reasons why we can’t and provide you with our best services meeting responsible lending criteria.
Benefits of same day loans
Same day loans have several advantages over other forms of credit.
- As their name implies, they’re available on the same day (same day cash loans), which can be a lifesaver when you need money urgently. That means you get the loan amounts paid into your bank account the same day you applied for it via an online application form.
- Because Same day loans are secured loans (backed by an asset), you don’t have to have a perfect credit history.
- Unlike credit cards, you can borrow the money with same day loans at a reasonable interest rate.
- Unlike a bank loan, day loans are relatively straightforward and require minimal documentation.
Factors to consider
There are a few things you will need to take into account when you are applying for a same day loan. The first is how much money you will need to borrow, without over borrowing, as this will impact the interest rate and repayment schedule. Ideally, you want to borrow the smallest amount of money possible and pay it off over the shortest term possible.
You will also need to consider your employment situation, the stability of your employment and whether you have any other debts that could impact your ability to repay the loan. Only borrow what you can comfortably pay back, and to reduce interest, pay it off fast.
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Fast, Easy Loans For Kiwis
Applying for your new loan is easy. Get access to your digital loan documents with privacy.
STEP 1
Complete our quick and simple loans online application form in only 7 minutes.
STEP 2
Your application is assessed by human – not a computer who’ll call you back within 60 minutes.
STEP 3
If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.
Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.
APPLY NOWHere are our same day loan FAQs
What is a Same Day Loan?
Same-day loan means that when the loan amount is applied, it will be deposited in your account on the same day. Same-day loans do not have many barriers to their distribution that can be the lifeblood of those in desperate need for cash.
What can I use a same day loan for?
Loans are not tied to any kind of product, such as mortgages or cars, so borrowers can spend their money as they please. From a broken home boiler to paying rent, there are many ways to get a loan.
What is a common interest rate for a fast loan, same day, in New Zealand?
In New Zealand, the average interest rate for an instant personal loan is about 20%. However, this may differ depending on the length of the loan, your credit score, and other personal factors. Here at Quickloans, you can get rates as low as 13.95%, but that all depends on your credit score and the amount you want to borrow.
What is an unsecured loan and do you provide them?
If you’re an existing customer with a good repayment history, then the answer is maybe. Usually, we don’t offer unsecured loans. An unsecured loan is similar to when you lend a friend money, but there’s no security given, and therefore if they don’t pay you back, you lose 100% of your money. Whereas, if you were to say, yes, I’ll lend you that money, but your surfboard is mine until you pay the money back, at least you have the surf board if they don’t meet their repayment promise.
Easy, Fast Loans With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today! Click here to start the process.