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$1,000 – $150,000
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In just 60 mins*
Calculate Your Second Mortgage Repayments
Use our second mortgage finance calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of NZ.
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Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week
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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references. Terms and conditions apply.
For many of us, when we need a loan, the bank is our first port of call. After all, it’s where we do our banking, so it makes sense to ask for money from an institution that we know and trust.
However, whether we actually get what we ask for will depend on factors like our past credit history, current credit rating, how much we earn and whether we have assets that can be used to secure the loan. Banks tend to have strict lending criteria that must be met, and the old saying that they prefer to lend money to people who don’t need it has more than a grain of truth to it.
Fortunately, if your loan application is rejected by your bank, there is another alternative. Non-bank lenders make up a substantial portion of the lending market and their point of difference is that they will often give you a loan when a bank will not.
As a non-bank lender, QuickLoans takes a flexible approach to lending. We look at each person’s individual circumstances and, rather than trying to find reasons not to lend you money, we work with you to find the best way to ensure you get what you need.
Benefits of loan companies NZ
- As well as a greater chance of acceptance, non-bank lenders offer a range of other advantages over the banks;
- They are in a position to be more competitive and tend to offer more competitive interest rates.
- They often have less fees built into their loans than the banks, which tend to pass their high overheads on to their customers.
- Because they’re smaller than the banks, they can be more flexible and can tailor a loan to your specific requirements and budget.
- They can act much faster than the banks, which are restricted by their size and bureaucracy, and can approve a loan in hours rather than weeks.
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Fast, Easy Loans For Kiwis
Applying for your new loan is easy. Get access to your digital loan documents with privacy.
STEP 1
Complete our quick and simple loans online application form in only 7 minutes.
STEP 2
Your application is assessed by human – not a computer who’ll call you back within 60 minutes.
STEP 3
If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.
Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.
APPLY NOWAnswers to FAQs about Loan companies
Are loan companies honest?
Most are, some perhaps less honest than others. In New Zealand, loan companies have to abide by the responsible lending code, and therefore there are regulations to enforce that lenders need to act in the best interest of the consumer.
Which personal loan companies are best?
We may be bias, but Quickloans, tops the charts for personal lending. Other great competitors are Alternate Finance and Crester Credit.
Easy, Fast Loans With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!
Click here to start the process