Quick Cash Loans NZ
Looking for cash loans across New Zealand? Get cash fast with Quickloans. We’ve assisted thousands of Kiwis in securing the funds they need, and we can do the same for you. Whether you’re after a small secured loan, a car loan, or loans of up to $30,000, our online application process ensures you can get the finance you need. Your application is subject to responsible lending checks. Our NZ loans are approved in as little as 60 minutes – financial relief is just a click away.
4.5 rating with 1,216 Google reviews
Borrow
$1,000 – $150,000
100% Online Application
It’s easy. Only 6 mins
Get Approved
In just 60 mins*
Making Your Loan Repayments
Use our New Zealand online cash loan calculator to determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest of the repayment terms across 36 months. Our loans are subject to credit checks in accordance with the responsible lending code of NZ.
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Our customer rating
4.6/5
* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.
Rates
With Quick Loans, our maximum loan term is 36 months, with affordable weekly or monthly loan payments. We offer competitive annual interest rates ranging from 13.95% to 26.98% p.a. depending on the purchase you’re making, your credit rating, and the loan duration. For full details on the loan agreement, including early repayment options, terms and conditions, establishment fees, and default interest rates, please see our Rates and Fees page.
Terms
Before applying with Quick Loans, it’s important to understand our terms and conditions. By submitting an application, you consent to us collecting and securely storing your personal information. We aim to keep all the information on our website accurate and up to date. If you notice anything that doesn’t look quite right, please get in touch with us in writing and we’ll do our best to correct it promptly. All our loans are subject to the New Zealand Responsible Lending Code.
Security
Your personal information is protected with end-to-end encryption across all our web forms, keeping your data safe and secure throughout the application process. We handle all loan details with a high level of confidentiality, following strict security standards to prevent unauthorised access. We also fully comply with New Zealand’s privacy laws, ensuring you have complete transparency over how your data is collected, stored, and used. We don’t share your information with third parties without your consent. To learn more, please read our Privacy Policy, which outlines exactly how we protect and manage your personal information.
Easy to Apply Quick Cash Loans NZ-Wide
Quickloans understands that sometimes life can hit you with an emergency that can only be solved with cash. Our loans have helped thousands of Kiwis in the following situations:
- Maybe you’ve got an urgent repair job for your motor vehicle or debt consolidation loans that need to be taken care of ASAP with a small loan…
- You need quick and simple cash loans, payday loans, or personal loans to cover a credit card bill….
- Maybe you need to make sure money gets deposited into a certain bank account by a deadline with lower interest rates…
- Or maybe you’d just feel more comfortable with $1,000 in your pocket before you head overseas for a holiday.
Whatever your financial need, we understand and we’re happy to help. All our flexible lending programs are subject to the responsible lending code of NZ. Contact us for a quick and easy loan with low establishment fees.
Instant Finance Loans Approved in 60 Minutes or Less
Quickloans is a reliable provider of easy cash loans in New Zealand. We inspect your credit history, and once you pass our lending criteria, you can get quick access to the loan amount in 24-hours, or within the day.
Our interest rates are fair and we’ll let you know the exact repayment amount. There are no hidden fees during the life of your loan.
NZ Owned & Operated
Cash advances from a friend or family member can feel uncomfortable, and they may not even have the funds to help you to begin with.
With over a decade of experience as a personal finance company, Quickloans is a responsible lender that ensures you’re not getting into too much debt. We also work with what you like to pay based on budget, and have flexible repayment schedules so you can avoid any impact to your credit.
Trust us when we say we’ll treat your financial situation with the care and understanding you’d expect from one of the South Island’s top lenders.
NZ Customer Reviews
Rated 4.5 out of 5 stars based on 1257 customer reviews.
Fast, Easy Loans For Kiwis
It’s easy to get a loan for your needs. Follow the loan application process below to apply.
STEP 1
Complete our online loan application form in as little as 6 minutes, we promise!
STEP 2
Your application will be assessed by a human – not a computer. You’ll hear back in as little as 1 hour. We’ll explain the interest rate and repayment schedule, as well as the methods on how you can repay the loan.
STEP 3
If your loan is approved, you’ll get access to the digital loan documents following the NZ responsible lending laws, and the money will be deposited in your account within 24 hours.
Getting started takes only 6 minutes.
APPLY NOWFAQs on Online NZ Loans
How fast can I get the cash deposited into my account?
We’re here to help. So assuming you meet our lending criteria, we usually deposit the funds in 24-hours.
If you applied for one of our emergency loans, please call our team to request a same day deposit. A fee applies for this service.
What is your privacy policy?
We only release account and other personal information when we believe it is required to comply with law, or with third parties for credit checks. It may be to facilitate court proceedings, or enforce or apply our terms and conditions. We protect your privacy at all costs.
What loan terms are available?
Usually, we offer 36 months for our cash loans online. In some cases, we may grant up to 48 months. We have a fixed interest rate loan, and if you’re able to pay your loan balance early, we won’t apply any early repayment fees.
What is the responsible lending code of New Zealand and how does it protect me?
The NZ responsible lending code ensures lenders don’t exploit borrowers. It enforces the following rules:
- Lenders must conduct a credit check before approving loans to ensure the loan issued doesn’t put the borrower in financial hardship through more debt.
- Lenders must help clients create informed decisions by providing clear information about the types of loans available, interest rates, and loan fees.
Easy, Fast Loans With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!