New Zealand Personal Loans Approved in 60 Minutes

Do you urgently and quickly need a loan?

If you don’t have the funds you need or don’t want to draw on your savings, you may apply for a loan. A personal loan in NZ includes a fixed interest rate, with fixed regular repayments. At Quick Loans, you can find out everything you need to know about personal loans in New Zealand.

We provide flexible, custom options to fit your life, budget, and needs subject to the responsible lending code and affordability.

loans for personal needs

This solution can come in handy, for example, when expenses arise suddenly and unexpectedly.

You can get loans for just about anything you could imagine, including urgent school fees, moving costs, home renovation projects, medical bills, or even a holiday. We also offer many more loan types, including car loans, debt consolidation loans, and anything else you could imagine.

It is important to us that you get your cash as quickly and conveniently as possible. That is why you may apply for all our products online from the comforts of your home.

Our loans come with great flexibility. You remain entirely free to use the funds granted to you however you please, however, if you are purchasing an asset like a car we would usually pay for the asset directly.

Ready to get started? It only takes 5-minutes to apply online with no application; we’ll get back to you within 60 mins after the application process. You could have your funds by the end of today. Terms and Conditions apply for our online calculator.

At Quick Loans, we provide loans from $1,000 upwards.

  • Interest rates from 9.95%
  • No early settlement fee
  • Minimum 6-month term
  • 100% online application
  • Fast response confirmation
  • Flexible criteria

Our Approach

When you apply for a personal loan through Quick Loans, we’ll look at your situation and provide a loan that meets your needs with competitive interest rates. We approve personal loans in New Zealand relatively quickly once we have processed your loan application. We do have to perform a credit check and review bank statements as part of our review process.

We’re not interested in giving you more money than you can afford, so we’ll provide your loan in line with guidelines set out by an independent finance ombudsman with all details like interest rates, establishment fee, payment handling fee, early repayment options, loan terms, and repayment amount.

Applying for your loan is really easy

Quick and Simple Online Loan Application Form
step 1

Complete our quick and simple online loan application form in only 5 minutes

Loan Application Assessed by a Human Being
step 2

Your application is assessed by a human being – not a computer who’ll contact you within 60 minutes
(during business hours)

Loan is Approved
step 3

If your loan is approved, after completing the documentation you’ll get your money the same day paid into your bank account


Real Customer Reviews

Our customers have written reviews on Shopper Approved, an independent review site. Check out the reviews for yourself.

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Frequently Asked Questions About Personal Loans

How do I apply for a loan?

You can easily apply online or in person at one of the Quick Loans offices located in Christchurch.

How much can I borrow?

Quick Loans offer instant finance approval on secured loans from $1,000 to $20,000. We calculate your available amount by the value of the security which you can offer.

How long does it take to approve a loan?

Provided that you have given us all the details, we can process it within 60 minutes of processing your request.

What happens once my loan is approved?

We prepare the paperwork and have you sign it. Most paperwork can be signed electronically form your home or work.

Please note, we will need to see your photo ID before the paperwork is signed off.

How much would my payments be?

We work with you to tailor payments to fit your requirements. The minimum repayment is $15 per week.

Are there any fees or costs if I change my mind before accepting the loan?

No. If you change your mind about accepting the loan before signing the agreement, there are no penalties, fees or costs involved.

Will there be additional charges if I pay the loan back early?

Yes, there is a small early resettlement fee. Call us for more information relating to your loan and we’ll give you exact figures.

Easy, Fast Loans With Our ‘Digital Signature’ Service

You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today! Click here to start the process.